Opening a Lifestyle Account is a great way to get the goods you want now and pay for them over a period of time.  Customers often tell us this is the best way to maximise the benefits and convenience of the Home Direct experience.

As responsible lenders we only want you to open a Lifestyle Account if it is the right thing for you and your budget.

Our dedicated Sales team are here to help you determine if Home Direct is the right choice for you and your family.

BENEFITS OF OPENING A LIFESTYLE ACCOUNT

• You get the items you want now and pay for them over a period of time
• We tailor a credit limit and weekly repayment amount that is affordable to you
• We offer competitive interest rates
• There are NO establishment fees
• You will receive regular marketing and promotional material
• Supportive and experienced credit team to work with you if you experience a change in circumstances
• You are able to use your Lifestyle Account to pay for items purchased online, over the telephone or through a Home Direct Sales Representative
  
  

Applying for a Lifestyle Account

BEFORE YOU APPLY YOU MUST BE

• 18 years or older
• A New Zealand citizen or permanent resident living in New Zealand, and
• Earning or receiving a regular income

HERE'S WHAT YOU'LL NEED TO GET STARTED

• Identification documents
  We need to view your identification documents so that we can verify who you are. Choose one of the options below for ID
• What income you earn or receive
  You'll need to include money that you earn or receive from regular sources
• What you spend your income on
  This includes all your regular household expenses
• A valid email address
  So we can get in touch with you about your application and if your application is approved, send you information about your account

To begin, click the button below to book an appointment or call us on 0800 466 334.
You will need one of the Identification Options below.