Legal Agreements and Fees

Click on the links below to view Home Directs legal agreements and fees:

• Master terms and conditions
• Fees
• Existing Customer Variation Disclosure Statement
  (your paperwork for when you order from our Sales Representatives, over the phone or via the website)
• Initial Disclosure Form
  (your paperwork when you first sign up with Home Direct with a Lifestyle Account)
• Privacy policy
• Hire Purchase Contract

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about Home Direct Credit accounts are not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed