TERMS & CONDITIONS: Referral numbers are counted, once your friend's first payment has been received. New customers must confirm the name of the person who has referred them, for the referral to count in the prize draw. To be awarded prizes you account must not be in arrears and you must be actively making payments. Products and brands are subject to availability. Home Direct reserves the right to change the Refer a Friend programme at it's discretion. The Gift Card is issued by Home Direct Limited. The Gift Card can be used for the purchase of any goods from Home Direct. It may not be returned, redeemed for case or used as payment on any existing Lifestyle Account, Hire-Purchase or Lay-by Account. Any unused value on the Gift Card expires 1 year after date of issue. To use, simply present the Gift Card for pull of part payment of goods at the time of purchase. The amount will be deducted from your Gift Card balance. To get a card balance simply call 0800 466 334 or go online to www.homedirect.co.nz